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Ohio warns drivers for rideshare companies to check insurance policies for gaps in coverage
Reported by: Associated Press
Reported: Wednesday, April 16, 2014 5:11 PM EDT
Ohio is warning drivers considering work with a ridesharing service such as Uber or Lyft to understand the insurance implications.
In a warning Wednesday, Ohio Lt. Gov. and Insurance Director Mary Taylor says most personal auto insurance policies don't cover commercial use of a vehicle. And liability insurance provided by ridesharing companies may not cover medical payments and collision damage if an accident occurs.
Taylor advises would-be rideshare drivers to review their policies with an agent, broker or insurance company. She says a commercial auto policy that covers bodily injury and property damage as well as damage caused by uninsured or underinsured motorists may be advisable.