WVAH Fox 11 Charleston-Huntington, West Virginia
Home Newsroom Schedule Community WVAH Fox11




YOUR MONEY
Smart consumer tips and strategies from Eyewitness News Online



SPENDING THE INHERITANCE
You've probably seen the bumper stickers..."I'm spending my kids' inheritance"...it's a true statement for many boomers. We'll take a look at the trend and the reasons for it.

COUPLE CREDIT
It's not easy merging money in a marriage...and sometimes, it might make more sense to keep your loans separate. We'll tell you how to figure out the best option for you.

NETWORKING IN THE HOME
Networking--connecting all the computers in your home so you can share files, or a printer. It's convenient-and easy to set up on your own, and becoming more affordable, too.

DEBT RESOLUTION IN THE NEW YEAR
Tired of piles of debt hanging over your head...so tired that you're making it a New Year's resolution to be debt free? We have some tips to make sure it's a resolution you can keep.

FLAT PANEL FACTS
Flat panel monitors are quickly replacing their bulkier counterparts. Dropping prices are making them more affordable for everyone. We'll help you find one right for you.

AUTO INSURANCE FOR LESS
Nobody likes paying more for their auto insurance, and we have some suggestions to make sure you're getting the most for your money, without compromising on coverage.

PROPER WILL POWER
Have a family? How about a will? This might be the one project you don't put off any longer. We'll help you get rolling, and tell you about some mistakes to avoid.

FAKE SPORTS MEMORABILIA
One of the coolest gifts you can give is a rare, autographed piece of memorabilia but if you're in the market, don't be fooled by the fakes. We'll help you discover the difference.

SPENDING SURVEY
How often do you lie to your spouse about your spending? Maybe just a little lie about the price? We take a look at the trends between couples and their money.

USED CAR GUARANTEE
Sometimes a used car is the way to go, but how do you know you're getting reliability with it? We'll tell you about an offer to help guarantee the car will run for a long, long time.

PET TRUSTS
Have a pet you like more than any other loved one? Want to leave it all behind to Fido or Fluffy? We'll tell you about pet trusts and how you can set one up for your furry friend.

SAVVY SHOPPING
Have more gifts to buy this holiday season that money in your pocket? We have some suggestions to make sure you don't end up in debt for the New Year.

NEW YEAR, NEW START
The New Year is coming and we're all trying to improve ourselves. If clutter is your curse, we have some tips to help you kill all the chaos.

COLLEGE CALLS
It's hard being away from your college-aged kid, but those calling plans don't make it very affordable to talk very often. We have some tips to change that.

CASH A CHECK
Do you or your children typically receive checks for the holidays instead of gifts? Don't hold on to them for long...or you may never see the money.

ALWAYS ON SALE
Your gift list is growing, and you're not quite sure how you'll pay for it all. Discounts help, and you can get them, even if a sale isn't advertised.

COOKING FOR LESS
Want to ease the stress of cooking for the holidays-or any day, for that matter? We have some tips to get you cooking for less.

CASHING YOUR IRA EARLY
Ready to leave that high-stress job behind but know you won't make ends meet with a new gig? We'll show you how to tap into your IRA early, without paying the penalty.

IT ALL ADDS UP
Every little bit helps these days, and your small change may be something you're overlooking. We'll show you how that little jingle in your pocket can add up to cha-ching!

COMPUTER MAINTENANCE
You count on it day in and day out, but your computer also needs you to do a thing or two to keep it in tip-top condition. We'll walk you through a maintenance schedule.

JOB BURNOUT
We're all being asked to do more with less on the job, but it's starting to take its toll. If you're feeling burnout, we have some suggestions to keep you going.

DON'T ASK, DON'T TELL HOMEBUYING
Is there a barking dog next door? Lots of highway noise? We'll run through some questions you may want to be sure to ask before buying a home.

FINANCING CARS ONLINE
Thinking about buying a car but don't want the hassle of going from lot to lot? What if you can buy from home? We'll tell you how.

ATM DEPOSITS
Many of us hit the ATM for cash on a regular basis...but have you ever considered putting money into the machine? The rules on ATM deposits.

CAR BROKERS
Does the salesman at the car lot intimidate you? Doubt you'll be able to negotiate the best price? A car broker may be able to help. We'll tell you how they work.

MULTIPLE MORTGAGES
The 30 year fixed rate mortgage is the most popular, but that doesn't mean it's the right mortgage for you-or most people for that matter. We'll tell you how to decide.

THE EVOLUTION OF THE 529
Millions of parents now have 529 plans set up for their children to help pay for college, but they're not the same plans you found a decade ago. We'll explain how they've exchanged.

SALARY COMPARISONS
Don't you wonder how much the person working across from you is earning each week? It's rude to ask. We'll tell you how to compare salaries, and make sure you're making what you're worth.

HEALTHCARE ENROLLMENTS
Health care doesn't come cheap, and neither does your insurance...If you ever plan to shop around for coverage, you'll find timing is everything.

SAVING AT SELF-SERVE
Fast food restaurants, grocery stores, even ballparks now have them...self-serve checkouts. We all love the convenience, but we're giving up some savings.

REBATE REALITY
Who wouldn't act on an offer to get money back after they buy something? The hassle is not always worth it with rebates. We have some tips to make sure you get the cash you deserve.

THE CHARGE OFF
Has life thrown you a curve ball, making it impossible to pay some of the bills? If your lender is charging off your account, we have some tips to make sure it won't haunt you for long.

TAKING CARE OF MOM AND DAD'S MONEY
It's one thing to help your aging parents with their groceries, and something else when it comes to money matters. But, they may need help. We have some tips for dealing with this touchy topic.

AIRPORT ONLINE CHECK-IN
Like to fly but hate the wait when it comes to check in? We have an idea that let's you log on from home and skip the crowds at the airport. We'll explain how online early check-in works.

CELLULAR SURPRISES
You might love all of the cool new options that your cell phone offers-neat rings, fun games, text messages, but nobody loves the surprises they bring on the phone bill. We'll explain the extras-and the fees that come with them.

FOR SALE BY OWNER
If you can sell your car on your own, some people say you could also sell your house by yourself. But the for sale by owner route might not make sense for everyone. We'll help you decide.

MUSIC FOR LESS
Want to be able to tap into a music library of literally thousands of titles-and do it legally? You might want to check out some new websites that will mean music to your ears.

EXTENDED UNEMPLOYMENT
If you lose your job these days, experts say you can plan on being out of work for a while. We have some help to get you through these tough times financially-without forcing you into foreclosure.

PAPERLESS SAVINGS BONDS
These aren't your father's savings bonds. The Treasury Department is coming of age, and the paper savings bonds are being phased out.

COMPUTER UPGRADES
Tired of a computer that seems to take forever to do what you need it to? An upgrade may be in order-and you may not need to pay a technician top-dollar to handle it for you.

BANK BUNDLING
Forget free toasters... these days, banks are giving away freebies that are worth a lot more to your bottom line. But you might have to bundle a few accounts.

FLOOD INSURANCE
Think just because you don't live along the water that your house may never flood? Actually, a third of all homes that flood are nowhere near water. We'll tell you about some protection you might want to consider.

MORTGAGE LOCK
Do rising interest rates have you worried about what they'll be when it's your turn to close? There's an option that can keep those mortgage payments low.

CHECK PROTECTION
Do you sign your check the second it's given to you or write your own checks out to cash? These are just a few mistakes that can leave you vulnerable. We have some tips for your check protection.

UPSIDE DOWN CAR LOAN
Imagine trying to trade in your car and finding out you owe more than it's worth! It's more common than you think. We'll help make sure it doesn't happen to you.

LUGGAGE LIMITS
Trying to get some extra souvenirs into your bags for a return flight from vacation? You'll need to weigh in, and you may end up paying big for your bulky bag. We'll explain.

COMPARISON SHOPPING
Most of us know it pays to shop around, but a recent study shows half of us don't bother...and we're wasting big bucks when it comes to some pretty common purchases. We'll show you how to comparison shop.

PREPAID PHONE CARDS
Billions of calls are made each year with prepaid phone cards. We'll help make sure you get the most for your money the next time you count on a card.

LAPTOP OPTIONS
They're everywhere these days, and this year, they're outselling desktops. We're talking about laptop computers. We'll help you find the right one for you.

HOTEL HOTLINE
Got plans to go somewhere new and need a place to stay? More and more people are hopping online and finding big bargains. But you have to be careful, too. We'll explain.

DEBIT DIFFERENCES
You pull out your debit card to pay and sometimes you sign for your purchase, other times you need your pin number. What difference does it make in the end? We'll tell you why it matters.

CANCELLING CREDIT CARDS
Too many credit cards can hurt your credit, but just killing your accounts may not be smart, either. We'll help you cancel your credit cards the right way.

AFFORDABLE EYEGLASSES
If the bill for your last pair of glasses has you seeing red, we have some solutions to finding more affordable eyewear.

SPOUSES' SPENDING HABITS
Madly in love, but getting madder and madder at your significant other's way with money? We have some tips to help you find some financial peace with your partner.

GET A CLUE
If you're looking at buying a home, there's a little document that can tell you a whole lot about the house you're considering. We'll tell you why getting a clue could be critical.

HIGH SPEED HOOKUPS
Dialing up the Internet can take eons, and high-speed hookups can be expensive. However, the price is coming downwe'll tell you why, and what to look for in your service.

LOW INTEREST FOR LIFE
Ever make a payment to your credit card and realize all you're paying is the interest? What if you could erase all that? The option is out there.

DVD CAMCORDER
We all know the DVD player is pushing the VCR aside...and now DVD camcorders are hitting the market. We'll go over what you should know if you're considering upgrading your family recorder.

ONLINE TICKET OPTIONS
No one likes standing in line waiting for tickets to a cool movie or sports activity, but there's an online option that is catching on around the country.

WITHHOLDING WOES
Ever been stunned by Uncle Sam because you didn't withhold enough in taxes all year? We'll explain why this is the time to make sure you're putting just the right amount away.

AFFORDABLE AUTO REPAIR
A broken down car can easily lead to a broken down budget. We'll help you find help to get things running again, without forcing you to run out of funds.

TIME IS MONEY
Feel torn about spending money on something you know you can do yourself? Well, you may be saving money in the long run. We'll help you figure out what your time is worth.

CREDIT SCORE SOAR
Looking for a loan? Then you know how critical your credit score is...but do you know how to make that score soar? We have some tips to make sure you win this numbers game.

MAKE THE MOST OF MILES
The airline industry is a lot like others-facing tough times and looking for ways to cut back. If you're concerned your frequent flyer miles will be one thing to go, we have some options for you.

CD ALTERNATIVES
Most of us love these low interest rates, but investors who prefer CD's don't like the numbers they're seeing. We'll tell you what options are out there if you're looking for an alternative.

SAVING TIME AND MONEY
From picking up after the kids to grocery shopping, your day is packed with demands on your time-and money. We have some tips to help you save on both.

DIGITAL PHOTOS FOR CHEAP
Have some great pictures on your digital camera from months ago, just waiting to be printed? We have some suggestions on printing options that will get those photos in frames in no time.

ONLINE APARTMENT HUNTING
Need an apartment but don't want the hassle of calling around, or driving from place to place? We'll tell you about an online option that eliminates all that agony.

SAD GRAD DEBT
Have a ton of student debt and no way to pay for it? We'll tell you why this is one loan you want to make sure you stay current on, so you don't end up paying dearly for years.

WEB PAGE BASICS
Want to keep everyone in touch without huge telephone bills? Try a personal web page. We'll help you get started and show you how to do it for not a lot of money.

SUMMER JOB PAYOFF
Want your kids to earn more as adults than their peers? Then you may want to make sure they're working a summer job. We'll explain how it makes a difference in their future success.

STOCK SHOCK
The company is bankrupt, but has a plan to come back. Its stock is selling for pennies, and you're sure it'll grow but the government has a word of warning before you make it your next investment.

LANDSCAPE LESSONS
Want your home's value to grow almost overnight? Plant a few hedges or build a new patio. But make sure you learn our landscape lessons before tackling it on your own.

SICK TRIP TIPS
If you're planning a trip overseas, there's one more thing to check on while looking into airfares and hotel availability. We'll tell you why your medical insurance should be on your checklist.

FAMILYMOONS
Take the kids on your honeymoon? With the number of blended families growing, more and more couples are doing just that. We'll help make it more affordable.

PAID FOR YOUR OPINION
Do you like to throw in your two cents on topics? If so, we can show you how to earn more than a few pennies by sharing your opinions.

CREDIT CARD TRANSFERS
If you need lower monthly payments, transferring your balance on your credit card might make sense. We explain how, and offer a few words of caution.

TUTOR TIME
If your child needs a little extra help with schoolwork, a tutor may be just the ticket, but it can also cost a lot. We have some suggestions to make sure you get the most for your money.

COOL WAYS TO PAY
It can be a pain digging out your wallet every time you go to buy something, but new technology may simplify things. We'll tell you about some of the new cool ways to pay.

HOME EQUITY HEARTACHE
Foreclosure rates are way up, yet Americans are refinancing at record levels. We look at the trend and help make sure you don't tap too much equity out of your house.

COLLEGE AID APPEALS
If you're not quite sure how you'll pay for college, because your financial aid simply isn't enough, we have an "appealing" idea.

SWIMMING IN SAVINGS
Looking for a new swim suit but don't want to drown in debt paying for it? We have some tips on finding more affordable suits to get you through the summer.

BANK HOLDUPS
Ever bounce a check when you thought the money was in your account? A bank hold could be to blame. We'll explain how to make sure you're not caught by surprise.

ANTI-BUDGET BELIEFS
Many of us know diets don't always work--they leave you wanting more. Budgets can leave you with the same kind of craving, but we have some help.

REMODELING RISKS
If you're remodeling the home, there are some things you need to consider beyond square footage. We'll help make sure you have "coverage" in the areas you might have forgotten.

PAY UP! ONLINE SALES TAX
Online shopping often brings additional savings when you avoid paying sales tax, but that may soon change. We'll tell you what's being done to make sure you pay.

COMMUTER COUPLES
Commuter couples are on the rise as the economy forces us to find work wherever we can. We look into the trend and have some tips on making commuter marriages work.

CLEANING UP AT GARAGE SALES
Sometimes we need a second chance, especially when it comes to our credit. We'll tell you about something called re-aging that offers just that.

ADJUSTING CLAIMS
Not getting from your insurance company enough to cover some recent damage? We'll tell you whether hiring some help might make sense.

CONVERTING ARMS
Want an arm, but don't want to pay the fees to refinance to a fixed down the line? Maybe you should consider a convertible. We'll explain.

CLEANING UP AT GARAGE SALES
If you have more junk than you can handle, you might be able to clean up with a garage sale-more ways than one. We have some help to make yours a success.

FREE INTERNET SERVICE
If you're considering an offer for free internet service, make sure you find out a few things first. We'll tell you why "free" may not always be a good deal in this case.

HOUSEHOLD HELP HAZARDS
It's the time of year where you have help in the yard, or add on a deck, even bring a babysitter on board. But beware...you could be responsible if they end up injured.

CAR CARE FOR LESS
Think revving your engine helps warm up your car? Think again. We'll tell you how to avoid visits to the mechanic with some simple adjustments to your driving habits.

INTERNET FOR ANIMALS
Looking for food for fido...some new toys for tiger? You may want to head online, where you may be able to find your pet's treats for less.

LIFE INSURANCE - HOW MUCH?
You know you need it, but do you know how much you need? We'll go over the basics of life insurance, and help make sure you have all the coverage you need.

IN CASE OF EMERGENCY
Most of us have a few band-aids or aspirin when we need them, but if you want to avoid expensive trips to the E.R., we'll tell you what else you should include in your home emergency kit.

PROTECTING YOUR PC
Ever have your personal computer crash? It doesn't have to happen. We have some tips to keep your PC in perfect condition, saving you money and heartache.

AUTHORIZED USERS
You might think it's great having authorization to use someone else's credit card, but it may also mean problems. We'll tell you why you might want your name taken off their account.

BILLING MISTAKES
The only thing worse than getting a huge credit card bill is having mistakes on it. We'll tell you how to get them fixed, so you won't pay for their mistake.

MATCHING 401 (K)'s
Does your employer match your contributions to your 401(k)? Will they keep doing it? And if not, what should you do with your money? We'll take a look.

MAKING HOME APPLIANCES LAST
A broken kitchen appliance isn't just inconvenient, it can be expensive. We have some tips to help keep yours in working order, and avoid trips from the repairman.

COMPUTER TRICKS
You count on your computer for email, or help with research--but there are countless other things you can use your computer for to make life more convenient.

THE NEW SAVINGS ACCOUNTS
401(k)s and IRA's may be history soon. We'll tell you all about the Presidents' proposal to replace those with some new kinds of savings accounts.

GIFTS FROM THE HEART
Now, more than ever, we want to make sure our loved one's know we care. But you don't have to spend a ton of money...we have some tips on giving from the heart.

TEN SECOND DRILL
Want to make a good impression to make a sale, or get a job? You have to the count of ten to get it right. We'll make sure you're ready for the ten second drill.

SECURED CARDS
Having trouble getting a charge card, but want to start rebuilding credit? A secured card might help put you back on track, but you'll have to pay.

JOIN THE CLUB
Interested in 100-dollar discounts or rebates for services like massages or spas? A discount club can get you that and more, if you're willing to pay the price.

EMAIL ETIQUETTE
On the job, communication is key, so what does your email say about you? We have some tips to make sure your words speak volumes and you have the right email etiquette.

HALTING HACKERS
Thanks to hackers, you don't have to lose your credit card for someone to gain access to your financial information. However, you can protect yourself. We'll tell you how.

MECHANICAL BREAKDOWN INSURANCE
You most likely have coverage if your car is hit, so why not pay for protection in case your car breaks down? We'll tell you what mechanical breakdown insurance is and how it works.

CRUISING FOR LESS
Picture yourself on a ship out at sea, soaking up the sun and relaxation. Think it's too expense? We have some tips to get your cruising for less.

GAS SAVING TIPS
With gas prices soaring, it's getting more and more difficult to stretch your dollar at the pump. We have some tips to help get more mileage out of your next fill-up.

RENTERS INSURANCE
Do you rent, and think you don't have enough stuff to bother with renters insurance? You might want to reconsider, especially when it comes to the courts.

REBATE CARDS
You're spending money any way, why not get a little extra something for it? We'll tell you about the rebate cards available, and help you decide which one is right for you.

INEXPENSIVE OUTINGS
Want to take the family to the zoo or museum but think it's just too much money? We have some suggestions to make your next outing with the kids more affordable.

HOME WARRANTIES
Tired of broken appliances and faulty plumbing eating away at your bottom line? A home warranty might help. We'll explain how it works, and whether it might be right for you.

THRILL SEEKER INSURANCE
Do you seek out thrills for the sake of fun? If so, and you care about your coverage, we'll tell you why you might want to double-check your insurance.

90 SECONDS TO SAVINGS
Life's surprises can cost a pretty penny, but if you have no savings, you're out of luck. We have some tips to get your savings on track.

HOME EQUITY ISSUES
Thinking about tapping into your home's equity? Before you head to your lender, we have some tips to make sure you avoid techniques that mean trouble.

EASY HOME FIXES
Have a hole in your wall, or stains in your carpet? You may be able to make those repairs on your own. We have some tips before you call in the professionals.

PLASTIC PROTECTION
Ever bought something that turned out to be broken once you got it home? We have some tips to help you get your money back-with plastic protection.

I.O.U TO THE I.R.S.
It's tax time...but what if you don't have the money? We'll tell you what your options are.

PERFECT PC'S
These days, it's easy to find a home computer under a thousand dollars. But will these systems fill your needs? We'll help you decide which pc is perfect for you.

JOB LOSS MORTGAGE INSURANCE
Ever wonder how you'll pay for your mortgage if you lost your job? We'll tell you about a product that may ease those fears, and make sure you get the correct kind of coverage.

LOAN FEES
The offers are everywhere...guaranteed loans-but there's a catch. We'll tell you why you might want to think twice before applying for a loan asking for a fee up front.

2003 TECHNOLOGY
Key ring cameras or music players? The technology is out there and available soon. We'll tell you all about some of the latest high tech gadgets.

SAFE DEPOSIT SECURITY
Most of us think of safe deposit boxes as absolutely secure, but there may be times when your valuables may be at risk. We'll tell you why you should be concerned, and what to do about it.

CUTTING CLOSING COSTS
Want to buy a house but don't want to pay huge closing costs? We have some tips to help you whittle away what could be thousands of dollars from your next closing.

TRADING TRAVEL
Want to take a summer trip but know you won't have the money to pay for it? We'll tell you how your special talents might be worth a travel-trade.

WHAT'S YOUR STATUS?
Are you single? Married filing joint? Your tax status can dictate what taxes you owe-if any-and what forms to file. We'll help you figure it all out.

FREE CHECKING
You see the ads all over-free checking accounts. But sometimes, there are strings attached. We'll help make sure you're never charged a fee.

DOWNLOAD DATA
If you're on your computer a lot, chances are you've downloaded one or two programs. We have some tips to cover your computer the next time you need freeware or shareware.

DEPRECIATION INFORMATION
It's sort of like an ice cube that's melting-you can't stop your car from depreciating. But we'll tell you a few ways to slow it down.

SMART HOMES
One remote control that rules the whole house-that's a smart home! We'll tell you about its different features and what it'll cost you.

PROPERTY INVESTMENT
Think the stock market is too dicey and real estate might be the way to go for your future investments? We'll help you decide if it's right for you.

TAX CHANGES
Teachers will be getting a little credit from Uncle Sam, thanks to the tax changes for 2002. We'll tell you who else should expect a tax break.

JEWELRY SECRETS
Thinking of buying some jewelry this valentine's day? We have some important questions for you to ask before you shell out your silver for a little gold.

INSURANCE YOU DON'T NEED
Insurance is a great form of protection from all of life's unexpected troubles, but there are some policies that are a waste. We'll tell you what they are and explain why.

PROMOTIONAL MAIL MYTHS
Do you buy into those sweepstakes offers, or believe the mail promising free trips? We have some words of caution about phony prize promotions that come through the mail.

AUTO AUCTIONS
Looking for a good deal on your next vehicle? An auction may be an option, if you know what to look for, and how to protect yourself.

PRICEY PLASMA
They sure look cool hanging on a wall, but they come with a hefty price tag. We'll tell you why plasma TVs are so expensive, and what you get for the money.

PASSWORD PROTECTION
Do you use your birth date for your password, or maybe your child's name? We'll explain why that's not such a great idea, and help you come up with a password you can protect.

SCHOLARSHIP SCAMS
Considering paying one of those scholarship services to help you find money for college? They're not all legitimate. We'll help you sort through the scams.

KITCHEN EFFICIENCY
If you're tired of incredibly high electric bills, we have some help. We'll tell you how some simple steps in the kitchen can make things more efficient, costing you less money.

CREDIT CARD PROTECTION
We all want to protect our credit cards, but don't be fooled by all the insurance available out there. We'll tell you about one form that the FTC says is a scam.

FIREWALLS
You wouldn't leave your house unlocked for burglars to get in, would you? Well, that's what you're doing with your computer without a firewall.

HIGH TECH CARS
Want a car that can read you your email, or predict an accident and move your seat back from the airbag before impact? We'll tell you what to expect next in high tech cars.

WORK FROM HOME
Hey boss-how 'bout I work from home today, or everyday? If that's something you'd enjoy, now is the time to ask. We'll explain why, and tell you how to get the boss to say yes.

PERISHABLE CREDIT CARDS
Disposable credit card numbers can help protect you from fraud, and allow you to shop the way you want to. We'll tell you how they work and where to get them.

URGE TO SPLURGE
Like to shop, but tired of the aftershocks of spending too much? We can help you make smart decisions while spending-that won't take the fun out of it.

NO MONEY DOWN
Want to buy a home, but think you don't have enough money? We'll tell you about some programs that allow you to make the American dream a reality for no money down.

CAR COLORS
When you buy a car you kick the tires and check under the hood. But did you know the color can have a direct impact on your wallet. Call it the color of money. We'll tell you what to watch for.

More Money saving tips and suggestionsfrom Eyewitness News











PRIME PICKS

THE BIG BANG THEORY
Tonight at 7:30 PM

The Hofstadter Isotope
Wolowitz and Leonard decide to check out a local bar on Ladies' Night





HOME | PROGRAMS | NEWSROOM | SCHEDULE | COMMUNITY